Our step-by-step consultation process
We guide clients through a transparent sequence designed to identify personal values, analyse spending, and set up a simple, actionable budget plan.
Meet our advisors
Supportive professionals dedicated to clarity
Jacob Lee
Lead Advisor
Bachelor of Business Administration University of Sydney
Budget plan analysis
FutureWise Group
Jacob brings over fifteen years’ experience in personal and value-driven budgeting, focusing on client-first conversations and practical solutions.
Shweta Patel
Budget Analyst
Master of Commerce Monash University
Value-aligned consultation
ConsultHub Partners
Shweta specializes in structured financial reviews and collaborative budgeting conversations, always prioritizing client concerns and preferences.
Nathan Chow
Client Liaison
Bachelor of Management RMIT University
Client experience planning
Practical Guidance
Nathan’s approach ensures clients feel heard and understood, facilitating sessions designed for collaborative discussion and clear action.
Emily Swan
Client Advisor
Bachelor of Economics Griffith University
Client budgeting review
Guidance Associates
Emily helps clients identify their key priorities and construct actionable budgets focused on their needs, delivering ongoing, tailored support.
How we collaborate
A structured yet flexible approach helps address each client's priorities and comfort level for practical, value-driven budgeting decisions.
Understanding your needs
We begin by listening closely to your story, examining your current circumstances and identifying what you want your resources to support. This foundation influences every step of our process.
Your input shapes the conversation.
Analysing your financial activity
We review your inflows and expenses together, identifying patterns and areas of opportunity. Our approach remains unbiased and free from product promotions.
Clarity comes from joint review.
Creating your budget plan
Once values and spending have been clarified, we develop a straightforward, actionable budget to support conscious, intentional choices, keeping your goals top of mind.
You choose what matters most.
What sets us apart
See the differences between our consultation and typical fee‑based services